It simply looks at how much you decrease speed within a certain time. Even given a 30% discount, you could still be overpaying by hundreds. Because of the scope of market rates that exists for a driver of your basic profile and location. When you purchase a Milewise policy, youll put down a deposit using a credit card. Not because I braked so I wouldnt hit a dog although I do agree that these things shouldnt count against a driver, but because of the way it reads the data. 115. r/askcarsales. Allstate is ridiculous. I have 2 cars and dont mind having it give whatever more discount is available. Is it worth the crap you have to put up with? This was my first time getting insured by them and I did not even last more than a month. Considering you are going off telling people to read up on their state stating that yes you get a check when in fact you dont in my state and many others. We did the Snapshot by Progressive when it first came available. it is supposed to start at 30%. Did I tell you that I live in South Floridawhere people do not know how to drive AND it thunderstorms every day around 5pm and I have to drive through construction on my commute to work. How would you like to pay 1/2 of what you are paying now and not have to put up with all the B.S? good luck with your drivewise.. What? =/. Allstate Drivewise will not raise your rates, even if you exhibit less ideal driving behaviors. As long as there isnt a trend, its not going to have a negative impact. Personally, Im of the school of thought that 5% off of something is better than 0% off of something. i havnt had the nerve to tell her no. If you prefer. Of course knowing that they will never give anyone a 30% discount. Then, my percentage went from 18% to 14%. If you don't save any money with the program, you should be able to opt-out again . I weigh the most I have weighed for years at this very moment! Yes, we got the initial 10% and then it was all downhill from there. or 11P.M. Susan, you can keep it forever if you want, do not unplug it before the six months. Hi Ken, 10% is the enrollment discount for the first policy period that will remain the same, as long as the device is plugged in and reporting and the email agreement is read and accepted at renewal a Drive Wise Performance Rating discount will be assessed. I just wish they wouldnt lead people to believe they have a chance in hell of getting 30% off. 3) a pilot program to justify employing these in all cars, not only to set your insurance rates, but to also tax you based on road usage. Lol. We are an independent, advertising-supported comparison service. They never told me about the fact that they were signing me up for drivewise until I got an email about it. As with anything consumers hear what they want to hear, in your case you heard 30% savings and tuned out the details of program. I actually do have 2 questions i wonder if theres any parents out there or even a friend of someone that told their kid or friend if they get in trouble at night or for whatever reason need a ride home to call, at lol, 2 or 3 am. It is helping me to watch my mileage and drive safely. Ive read most of the posts on this site and couldnt find any other people who have noticed the time of day discrepancy, but I simply cant believe that Im the only one with this problem. However the discount was 7% it never changed. Crash detection is another feature built into the mobile app and available to Drivewise participants. First, when you plug it in, it is instantly connected directly to the battery. You all are idiots. 1 0 obj
they use the excuse that its new all the time when in fact it isnt new its been out read the reviews on other sites same thing adding things to it when the vehicle isnt even driven. I will not be renewing with allstate, this drivewise is a scam. Bankrate.com is an independent, advertising-supported publisher and comparison service. I mean, I probably wouldnt have done it to save 5 percent or 10 percent.but 30 percent? The unit is coming off today at 10:00 so I can start driving like a person who again has control of his automobile. In the state I am located, the rates have jumped STATE WIDE/ALL COMPANIES due to the Personal Injury Protection/PIP increases mandated by the State our state has NO LIMIT, and is a No-Fault State, the ONLY ONE. Drivewise is a rewards program that provides certain rewards, including a discount if you exhibit safe driving behaviors. Your discount and cashback depend on your safe driving. Sure. Generally, drivers are likely to find better rates with other companies we reviewed, like USAA, Geico, State Farm, and Travelers. Our policy renewed and it went up for what reason I dont know. This compensation may impact how and where products appear on this site, including, for example, the order in which they may appear within the listing categories, except where prohibited by law for our mortgage, home equity and other home lending products. But is it worth the trouble? The only thing I ever get dinged for is hard brakes and not driving at the A+ time. I am a careful driver and do not generally speed. The hard braking criteria is ridiculously low. All was fine so for the next year+ I forgot about it until I get an email that said for the past year my refund was 0%!!!!! Be happy when you can save any amount of money these days. I allowed a couple of days for the typical updating of information and noticed that the app still showed my old vehicle, not the new one. Auto Insurance rates are not ONLY based on the age of your car, or claims made. So i still dont know if braking is coming off, or what happens if i cancel drivewise.. 17 May today. % discount Ill take the damn thing out and drive the way I want to drive not so you can trust that were putting your interests first. Tina, you have it exactly right, no one gets a check from drivewise. function trackPhoneClick() { Gary, Except, since my car is at home in the States, my father in law drove it for me. |r&Zrxtt%>NE3VQ&#%Bo9X]3jMUhrb=QDEZ>|GoGIXD0[MZ Y8GMefyM4i&71 4Od*OkAl{8\_T8+u'c{oTd%[pb a:'B8S%/8z hVQv6z 6Qbilv`. 2) 10% refund is incentive for signing up for the program not a permanent discount to reimburse you for your trouble to install the devise. The device measures and rates you based on speeds over 80 mph, sudden braking and late-night driving between 11 p.m. and 4 a.m. My son only drives back and forth to school and work so his mileage is super low and hes always had a 29% discount. Every trip, even driving my farm truck on my property started giving hard braking events. Since Jan 1st Ive only had 3 hard braking incidents (11 mph to 2 mph, 16 mph to 8 mph and 18.5 mph to 9.9 mph) all because of snow and ice as none of them were high speed as you can see. Its getting to me, even commenting on my BFs driving, -comments like that would have been a hard braking event, when it was necessary to avoid other careless drivers that squeeze and rush in w/o signaling, errrr. So why do you continue to be a customer??? The things we do so we can pay these assholeslol!!! Your car may have not moved but your discount went down. Please allow me to sincerely apologize for any inconvenience you may have experienced. states where it is licensed I price shop for better rates every year and Ive never found anything lower than the rates I have. Ive never met someone that is mad to save money. Safe drivers can qualify for car insurance savings when they join one of Allstate's rewards programs. No driving in the high risk slot , no braking incidents , and no speeds over 80. 1 or 2 images. Ha! The vehicle age does have something to do with it. I am concerned about the speed I typically drive and also that the penalty could be far worse than losing the discount how do we know they wont use our driving information to justify higher rates in addition to not qualifying for the Drivewise discount? We may also receive compensation if you click on certain links posted on our site. And we constantly review our criteria to ensure were putting accuracy first. NO. Im spreading the word to everyone I can. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company. I follow the rules of this unit. I was a 30+ year faithful Allstate customer. ALLSTATE DRIVEWISE CUSTOMER AGREEMENT - IH8MUD Forum How many miles you drive. Just spoke with a rep at Drivewise. its 10%. no one with a real life can do that, but it is possible. Extreme braking: Sudden braking may suggest that you're speeding and need to brake abruptly to compensate. So one occurrence is not going to impact you, and is clearly going to be a statistical outlier, something that was probably an external effect such as someone cutting you off. And, if you are posting at other sites, I would like to follow you. worse insurance EVER !!! ALLSTATE DRIVEWISE CUSTOMER AGREEMENT . Why any of you should care, Ive been an Allstate agent pushing 20 years now. Your email address will not be published. Failing to look ahead, failing to anticipate surrounding traffic and traffic light changes is not responsible driving. To sign up for Allstate Drivewise, you can speak with an Allstate agent or apply through the Drivewise mobile application. Drivewise from Allstate uses telematics to evaluate your driving. I am signing up right now and they said you get a 10% discount immediately and based on your driving, you could receive UP TO a 30% discount. Laura Walker Now comes my commentary.Allstate seems to be saying go 79 mph all you want, just not between the hours of 7A.M. EXTREME HARD BRAKING is 10-12 MPH in one second. Her name is [REDACTED NAME]. I just checked my results and once again, my car, the newer, most expensive car on the policy gets 0%. I wouldnt do it on Gregs car because a) he drives it all the time, and b) he speeds =/. term. I dont give a care what anyone says; I can and have avoided ANY recorded braking events when I bother to anticipate what is going to happen, such as a traffic light in the near distance that has remained green for a long time. My wife and I called Allstate HR at the corporate office and told them what had happened and they told us that because my wife worked at a satellite office, which were owned and run by individual people, those satellite offices could be run however they wanted and none of AllStates corporate protections applied. Your driving data is collected by downloading the Allstate mobile app on your smartphone but some drivers have received a device, which plugs directly into a vehicle's OBD port. Almost all cars have a gps system in them nowadays whether you have a gps screen you can use or not the gps is still hardwired into your cars computer! Allstate Drivewise Review: Pros, Cons, & Alternatives (2023). LOL Hardly worth complaining about. I proposed to her over the weekend. Who really cares.would you rather receive your auto renewal bill in the mail and never see a reward check. If you were given a 30% discount for simply plugging in device then everyone would do it and it wouldnt matter how you drive. I dont feel that way about it, but I dont blame you for feeling that way. Thats kindve misleading. Drivewise was contacted and I was told I would have the check in 2 weeks. My driving skills are going to hell. Its not rocket science. it still bothers me that i got an extreme brake in my driveway in reverse. When youre driving on public roadways, do you believe you have a right to anonymity? I just informed my agent they will be sent back. In fact most states (NY for sure) require any rate fluctuation over a certain % be approved by a State entity before they can go into place. He drives super slow and just drove it around the block once a week haha. I think the added concentration on my results, time checking them on the computer, frustration over not being a high achiever, and getting annoyed at not saving more despite a good personal driving record all tip the scales to it not being viable for me without having to consider my aversion to the idea of freely submitting to my behavior being monitored by a publicly-traded, for-profit company. Bankrate follows a strict editorial policy, so you can trust that were putting your interests first. For the time being Im driving an hour and a half to work and another hour and a half back home each day, that alone pushes me so far into the high risk category nothing else matters. actually all are within a few miles of my house but so what, its safer than driving in daytime traffic plus i dont have to wait in the stores for all the daytime idiots plus i like driving at night. . Stop attacking people, as you ARE the idiot. Usage-based insurance isnt suitable for distance commuters or people who take long road trips. Discover coverage thats broader than competitors, valuable discounts up to 30% off and perks like shrinking deductibles that reward no claims. look at your drivewise graph. If you'd rather walk away with cash in your pocket, give Drivewise a try. ; ; . The 10% discount in my case amounted to around $44 for two vehicles for. HUH??? They told me the device is USB connected, therefore it sounds like it is a flash drive. Forget the math; learn to spell brake correctly! The Drivewise application will continue running in the background and will record data while you are driving. I have no speeding over 80 ! I would definitely not expect any more than 17-20% discount, however. allstate drivewise device non return fee - weloow.se Im also an infrequent driver. Eventually they will have GPS that will record your location and tie up to weather etc. No gimmicks, just the cost of the insurance. i only said what they tell me. This means you are SPEEDING, creating a high risk situation. All of our content is authored by However, note that Drivewise is not available in all states, including New York. The only response I received from either of them was insults Pat told me I could cancel my coverage as if she didn\'t care, Juan told me nothing. He said I would be sent a device in 2 to 3 business days to be installed in my car and that I would only be charged for miles I drove per day and that my limit was 40 miles per day at $.18 cents and if I exceeded that limit, I would be charged $5.86 for the day and on days that I didn`t drive my car, I would not be charged at all. There seems to be no rhyme or reason as to how these percentages are picked. Even my agent agrees!!!! The car actually moved about .5 feet. I absolutely love the drive wise technology. I will not run a light to save a few dollars, for using my brakes, and if I want to go out for dinner at any given time I can relax and tell my wife Im ready NOT ( Well lets wait a little while so we dont get penalized for being on the road at the wrong time of day, and maybe get hit by one of those uninsured drivers, that are many in Fl. Needless to say after numerous complaints they admitted they made a mistake and added things to his drivewise that didnt really happen. I am doing Progressives Snapshot. Im always aware that Drivewise is actively monitoring, but had long ago given up quick actions in favor of pursuing better fuel economy. Our editors and reporters thoroughly fact-check editorial content to ensure the information youre reading is accurate. I dont need them judging my driving by a stupid gadget. You pay more for Allstate to give you that bonus. The agent for all state talked me into the drive wise program, so I installed it for the past 3 months. We value your trust. I mean, insurance is expensive and youve got to save where you can. I still saved 29% and I have no idea what he did wrong to lose that 1%! So I was so surprised when after first estimate they gave me only 17,5% and in the end of term they gave me 23 BRAKE EVENTS and only 8% of discount. I hope sooner self driving car becomes affordable reality. Now of course you stated the It may vary by state thing after you jumped down my throat and others for telling us No you get a check . Statistically predicting driving habits that most often cause accidents is the way of our crowded future. If they ask about it then Ill explain to them and its their choice but I do not volunteer that info. Milewise is best for people who drive less than 10,000 miles annually. Pretty sure the posted speed limit is 5, so. The information on this site does not modify any insurance policy terms in any way. Comparison shopping should be easy. Shall be yet again incessantly in an effort to look into fresh discussions. Im totally pissed. now im not sure if ill keep it or get out of it. mine were 1 minute before turning my car off, one was 3 extreme in one minute. Kelly, as an Allstate agent myself Im going to have to disagree with you. Should you click on these links, we may be compensated. Insurance Company!!! Im only getting 5%, but its 5% less than someone else who fits my risk profile and is not enrolled in the program. J, so when do we unplug the gadget n are done with it? I complained to the Drivewise customer service and they made some adjustments, but it didnt help my rating. And for those who dont have car insurance through Allstate, good news: you can also participate in Drivewise and earn rewards, too, although you cant save on your car insurance if you dont have a policy with Allstate. Those of you with smartphones; check out the free app available from the website drivewise.ly. TOO MANY DAMN LAWSUITS, LAWYERS SUING FOR PAIN AND SUFFERING WHICH IS COVERED UNDER YOUR BODILY INJURY LIMITS. I had low mileage, braking, etc and my discount was an insult. I been A Customer of Allstate for over 8 years! My wife and I drive to an occasional class and errands. Why? Chill out, damn girl. Interestingly, I have not gotten a check, either, and my agent has been trying very hard to get me one for over a month, but Drivewise seems to have a very incompetent office staff. i know some of you out there know other things.. lol. Its much worse than you even realize. When evaluating rates, please verify directly with your insurance company or agent. Sorry for your bad experience! This is coming up on our third check to receive with the 1st being the initial sign up bonus check. My experience with the agent that handled my uninsured Motorist bodily injury claim. Shop for a better rate before you renew your current policy. I like Progressive. Read More AllState Rewards: An Honest ReviewContinue. Someone hit me while I was sitting at a red light. Just like Fitness Score being touted by health insurance companies. Device cost is a 100 to 150, roaming cost is 4-10 per month plus you have to give a discount because no one would install it if their premiums could go up. Non-Allstate customers can sign up for Drivewise and qualify for certain rewards. with credit scores as low as 400. i told her about them taking brake events off coz of weather, she said well good. I am certain that Allstate set it that way so you dont get the max discount. I had liability as a kid (in Oklahoma state laws are different than others) and it was a blessing! Im 23 years old and signed up for all state insurance for my first time. Or wait. Huge discrepancies in premiums arise because of insurer filed rates that vary enormously. Yeah, my rating is slipping too. What is so hard to understanding the up to part. no one knows exactly how it works yet. Seriously though, WTH? If you dodge a skateboarder, hit a dog, or a deer, or another vehicle, it can record it. Hit me from the back. Just making a silly comment, dont take it personally!!! %PDF-1.5
Anyone can download this free app through Allstate. But maybe you could a little more in the way of content so people could connect with it better. Braking event factor in the absence of gauge for this on a drivers side gives a lot of power for abuse to Drivewise management. dont call your agent, call drivewise first. But NOBODY can distinguish deceleration less than 13 km/h in a second from deceleration of 14 km/h in a second. Check back after 6 months = overcharging you for that too so they can give you something back WITHOUT INTEREST! Quotes and offers are not binding, nor a guarantee of coverage. I know 17% is nice and all, but what do they expect people to do between those hours? Allstate Drivewise vs. Liberty Mutual RightTrack: Which Service Is Best Great review Holly! For me, learning to coast more often and while approaching red traffic signals was incredibly difficult. As with anything consumers hear what they want to hear, in your case you heard 30% savings and tuned out the details of program. Seriously! Other factors, such as our own proprietary website rules and whether a product is offered in your area or at your self-selected credit score range can also impact how and where products appear on this site. You live once live freely. Coverage.com services are only available in states where it is licensed. These things are way too Big Brother for me, discount or not! Speak to an agent: I can hardly sputter and boil over at an average of one hard braking event each month. Im sorry that YOU are an @$$. hard brake is 8 n over, extreme brake, oops, break is 10 or above.. Im immune because of the amount of yearly mileage so Im not installing it on my car. And yes you do get penalized for not going through red lights, not hitting animals and people, or other cars. all you are saying is what they tell you to say. Either they are deliberately lowering the criteria or their program is seriously flawed. There is no gauge for this and people do not have sense for feeling this factor. Whether walking, bicycle riding, or piloting a motor vehicle, there is time to read conditions ahead, including traffic signals. I had to wait for the insurance co (allstate) to locate used parts before my car could be repaired. The breaking events have been removed except for the first one on the following days. Rates increase based on general rate increases, accident surcharges etc. Your Driver Score will be sold and made important as your Credit Score. Insurance companies exist primarily to make money. If I do that, then I can achieve what now is closer to 20% (they seem to have reduced it from 30% to 20%). Answer a few questions to see personalized rates from top carriers. Since the program is based on your driving habits, as opposed to the vehicle, as long as your policy and coverage have been updated, you will continue to qualify for the program. There was NO customer services at all, in fact speaking with Juan and Pat was like speaking with a child who had yet to learn how to comprehend, think or articulate. relation between frequency and length of antenna. With SmartFinancial, you can leverage a network of 200+ insurance companies to find the best value out there. the hows n whys came in the little box with the gadget. An Honest Review | Club Thrifty. I talked to my agent who told me that you can turn off your app as long as you use it at least once a week. Drive when and where accidents and traffic are rarepay little. While driving, the app awards 200 points for each of the following challenges: While in use, the app doesnt have a huge impact on your phones battery and runs in the background, so you can continue to call and use navigation and other phone apps while driving. Some of you dont want the company you pay to insure you to know anything about your driving habits.